Little-Known Types of Car Insurance That Might Work the Best for You
We all know the total costs of keeping our cars well-maintained can be huge. Whether it’s because of natural disasters, car accidents, or other unexpected events, things can go South for your vehicles and can cost you an arm and a leg. If you join the Beverly Hills Car Club, you’ll learn that classic car insurance can be crucial but often overlooked. Aside from classic car insurance, today we’re going to show you little-known types of car insurance that might just be the perfect fit for you.
Classic Car Insurance
Owning a classic car is like having a piece of history right at your fingertips. Whether it’s a vintage Jaguar E-Type or a timeless Porsche 911, these beauties deserve special care and attention. That’s where classic car insurance comes into play. Unlike regular auto insurance, this special insurance is specifically tailored to protect these cherished vehicles. It takes into account their unique value and the investment you’ve made in maintaining them over the years.
With classic car coverage, you can rest easy knowing that your prized possession is protected against accidents, theft, vandalism, and more. The best thing about this insurance is its flexible usage restrictions. Another perk of this type of insurance is agreed-value coverage. Agreed value coverage allows you to set an agreed-upon amount for your vehicle upfront. This means that if disaster strikes and your beloved ride gets damaged beyond repair, you’ll receive the full agreed-upon amount – no haggling involved.
Emergency Roadside Assistance
When it comes to unexpected car troubles, you never know when they’ll strike. That’s where emergency roadside assistance can be a lifesaver. This type of car insurance provides peace of mind knowing help is just one click away. With emergency roadside assistance, you have access to services such as towing, flat tire repair, battery jump-starts, and even fuel delivery if you happen to run out on the road. Not only does emergency roadside assistance provide practical benefits, but it also saves you time and stress. Instead of frantically searching for a reliable tow truck or fixing the problem yourself, all you need to do is make a simple phone call and let professionals handle the situation.
Uninsured Motorist Coverage
This coverage comes into play when you’re involved in an accident with someone with no insurance or insufficient coverage. Accidents happen, and unfortunately, not everyone on the road follows the rules and carries adequate insurance. If you were to get hit by an uninsured driver, you could be left with hefty repair bills and medical expenses. That’s where uninsured motorist coverage steps in.
This coverage usually includes bodily injury and property damage components. The bodily injury component pays for medical bills resulting from injuries sustained during the accident, while the property damage component covers repairs to your vehicle or any other damaged property.
When it comes to car insurance, there are many options available to meet different needs and circumstances. By discussing these options with your insurer and weighing their advantages against potential risks and costs associated with them may result in enhanced protection and greater peace of mind behind the wheel. So don’t hesitate to consider these little-known types – they might just be the best fit for you and your car.
